Terms of Service

Last updated: January 28, 2025

Acceptance of Terms

By using the FinancialFreedom Calculator, you agree to these terms of service and our privacy policy.

Description of Service

FinancialFreedom Calculator is a free online tool that helps users calculate their FIRE (Financial Independence, Retire Early) number based on the 25x rule and 4% withdrawal strategy.

Educational Purpose Only

Important: This calculator provides estimates for educational purposes only and does not constitute financial advice. The calculations are based on historical data and mathematical models, but actual results may vary significantly due to market conditions, inflation, and other economic factors.

No Financial Advice

We are not licensed financial advisors. The information provided by our calculator should not be considered as personalized financial advice. Always consult with qualified financial professionals before making investment or retirement decisions.

Accuracy of Information

While we strive to provide accurate calculations based on established financial principles, we make no warranties about the accuracy, completeness, or reliability of the information provided.

Limitation of Liability

FinancialFreedom Calculator and its operators shall not be liable for any financial losses or damages resulting from the use of this calculator or reliance on its results.

Affiliate Disclosure

This website may contain affiliate links to financial service providers. We may receive compensation if you click on these links or sign up for services, but this does not affect our recommendations or the calculator's functionality.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of any changes.

Contact Information

For questions about these terms, please contact us at legal@yoursite.com